With the festive season knocking onour doors, travelers must have their next destination planned! The word ‘travel’ itself has a spark and it surely ignites the mind of a traveler. While you are done with all travel related essentials, does your checklist include domestic travel insurance? If not, believe us, it is serious business!
Usually, people spend some quality time searching for a travel destination, bookings or accommodation and tend to ignore travel insurance. The foremost reason behind this is that they already own a life insurance. To burst that bubble, we want to inform you that most life insurance plans don’t cover all travel related misfortunes that fate may throw your way but domestic travel insurance does.
What does Travel Insurance Cover?
A travel insurance plan covers you during travel and medical emergencies while you are travelling within India or abroad. You can purchase a travel insurance plan from any Indian insurer and can customize the plan according to your travel destination. You can get travel insurance online as well. The foremost reason one must have travel insurance is to access financial assistance during unforeseen circumstances like an accident, illness, theft, hijacking, terrorist attack, theft, personal liability or other travel related complicacies. Owning a domestic travel insurance plan with comprehensive cover means you needn’t worry about bearing the unplanned expenses due to an emergency and you can travel safely.
Types of Travel Insurance & Entry Age
Domestic Travel Insurance – This plan offers complete coverage for travel-related misfortunes and covers two adults up to 65 years old and two children up to 18 years old. Some plan offers floater benefits as well.
Family/International Travel Insurance – This plan offers travel coverage for two adults aged up to 60 years and two children up to 21 years old. Family travel insurance offers floater benefits to the policyholder.
Student Travel Insurance – This plan is beneficial for those who dream of pursuing their studies in a foreign university. This is for the students under the age bracket of 16-40 years and Indian students who are already abroad also qualify this plan.
Senior Citizen Travel Insurance – Elderly persons who are aged up to 85 years can opt for this plan to secure their trips. Even they aren’t required to face any medical check-ups to procure this plan.
Schengen Travel Insurance– The adults who are maximum 70 years old and infant over 90 days can be added to this plan to avail the travel benefits. This is mainly used for business or tourism purpose.
Destinations that You Should Travel to with Domestic Travel Insurance Only
Travelers plan their trips given the preference to a particular season. Hence, travel destinations for monsoon season may vary from those been chosen for the winter season. As the festive season gears up and vacations are to announce in most of the schools and colleges, we’ve compiled a list of few amazing travel destinations that you can explore this season. Well, don’t forget to buy travel insurance online before you fly to secure your trip.
Surrounded by the alluring Himalayas, Darjeeling is a sure shot treat for your eyes. Once you been there, it is a lifetime experience with emerald green lands, rising of the sun through the clouds and between the hills. We bet the natural aura of misty Darjeeling will rejuvenate your mind and soul. However, exploring this place with an adequate domestic travel insurance plan provides security to your trip and you can remain stress-free if any misfortune occurs.
Famous as the cold desert of India, this place is one of the most popular places to explore. However, the favorable time to visit this place is monsoon or summers. You will be mesmerized by its heaven-like beauty, majestic mountains of multanimitti, luminous lakes with crystal clear water, snow-covered potent mountains. If you are planning to visit this place during this festive season or later, we suggest, travel along with a domestic travel insurance plan as this place becomes hazardous during winter. Roads are, most of the time, closed due to heavy snowfall and you cannot predict an unplanned expense during your visit. Better, prepare for it and wear safety measures!
Goa is always the center of attraction for its amazing beaches, westernized culture andmesmerizing seafood and hereby hosts travelers from every corner of the globe. This land of beaches is surely worth a visit, whereyou can experience thrilling water sports at Baga beach, trekking or hiking at famous Dudhsagar waterfall; get familiar with the scintillating view of Aguada fort, night beauty of the sea in a local themed Cruise, feel like a millionaire at the Casino. This place makes you feel like you’re at the top of the world and you don’t want to miss a single minute of it. Well, with the good comes the bad; if you fall ill or are injured during the trip, this may spoil the entire trip and you may end up spending a huge amount from the pocket due to medical bills. Again cruise ship mishaps may lead to huge monetary drain if you are travelling without domestic travel insurance. You are responsible to bear all medical expenses that incurred.
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Wrapping it up!
This list is not a comprehensive one. There are so many astounding places in India to explore. With natural beauty, some of them are famous as the most adventurous yet must to explore places that one should definitely visit with an adequate domestic travel insurance plan.